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Will Medicare Cover Your Long-Term Care Needs?

Most people understand that by paying into Social Security throughout their careers, they are eligible to receive health care benefits through Medicare starting at age 65.  Individuals under age 65 who qualify to receive Social Security Disability benefits are also…

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Have You Created You Caregiver Disaster Plan?

A caregiver tending to a loved one during a crisis is challenging, and the ongoing challenges in our world mean that being prepared is more important than ever before. Caregivers must balance the need for their care partner's health and…

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Nursing Home Residents Protected by New State Laws

The 2021 fall / winter flu season may bring more resurgent cases of COVID-19 on the heels of the summer Delta, Mu and Omicron variants. Nursing home implementations of CMS protocols for resident visitation are becoming broader as lessons of…

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Nursing Homes Gaining Increased Protection From COVID-19 Suits

Nursing homes are naturally more susceptible to disease because of the frequent movement of nursing personnel between areas and the communal environment. Before the coronavirus pandemic, a Government Accountability Office (GAO) report in 2019 found that 82 percent of the…

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When is Medicaid crisis planning appropriate?

Medicaid is a joint federal and state program available to individuals who meet certain asset requirements that help them pay for long-term care (LTC) costs. Sudden necessity for long-term medical care often creates devastating financial impacts on unprepared Americans, especially…

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6 Things You Should Consider Before Retirement

Regardless if you have been planning your retirement for decades or days, there are several factors you may want to consider with a goal of avoiding unexpected problems. The transition to your next phase of life, whether full- or semi-retirement,…

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