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Why You Need to Plan for Long-Term Care

In 1965, Medicaid was created to provide health insurance to low-income and asset-poor individuals. The state and the federal governments cooperate in delivering benefits. The state you live in makes a big difference in determining when or if you are eligible.…

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What will Long-Term Care Cost You?

American consumers are seeking affordable long-term support services at a higher rate than before. Costs are exorbitantly expensive whether you struggle to pay premiums for a long-term care insurance policy or monthly bills from a nursing home. The US Department…

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Will Medicare Cover Your Long-Term Care Needs?

Most people understand that by paying into Social Security throughout their careers, they are eligible to receive health care benefits through Medicare starting at age 65.  Individuals under age 65 who qualify to receive Social Security Disability benefits are also…

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Do You Know Your Long-Term Care Options in 2022?

As a new year begins, taking stock in your life and your health care planning is more crucial than ever before. Americans continue responding to the ever-present threat of COVID-19 in its many iterations, and we are identifying that which…

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Do You Understand Gifting and the Medicaid Penalty?

Medicaid is a federal/state program which helps low-income seniors with limited income and assets afford healthcare and long-term care. Many seniors believe their only option to qualify for the program is to “spend down” their assets. While this is true…

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Prepare With Your Parents in Advance for Their Future

Plan Ahead. Don’t Wait, for an Emergency. That sounds like something your mother might say, right? And how often have you wished that you’d followed mother’s good advice? Nobody really wants to think in advance about accidents or illness. But…

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Wildlife Expert Retiring Due to Dementia

Famous author, TV producer and wildlife expert, Jack Hannah has decided to go into retirement due to his struggle with dementia. Known as "Jungle" Jack, he left the Columbus Zoo and Aquarium, where he served as director, then director emeritus,…

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